State awards Gallia-Meigs grants for community housing initiatives

By Dean Wright - [email protected]

OHIO VALLEY — The state of Ohio awarded Meigs and Gallia counties a $675,000 grant to aid in completing eight local home rehabilitations, repairs with 25 homes, one complete construction of a residence with Habitat for Humanity, and a program to provide home-ownership opportunities to six families.

According to Gallia County Administrator Karen Sprague, the money will be distributed by Gallia-Meigs Community Action Agency, a nonprofit organization that provides programs for low- to moderate-income families asking for assistance.

The money was granted as part of the community housing impact and preservation program.

According to program records,” Grants are available for single-family residential dwellings which are owner-occupied and whose total household income does not exceed maximum income limits. Assistance is available for emergency repairs, which may include furnace replacement, roof replacement, electrical repair, septic systems, handicapped accessibility and elimination of other health and safety issues.”

A single person can receive assistance if they have an income of less than $31, 200, for example.

The home-ownership programs state they “will be offered county-wide to all eligible persons who are below 80 percent of the county median income. The purpose of this program is to assist residents in purchasing an affordable (residential) unit. We will accomplish this by providing assistance of 10 percent of the purchase price or $5,000, whichever is less. We will require the applicant to have a minimum of $1,000 towards the purchase and meet HOME down payment assistance requirements and to participate in a home-buyer education course.”

Loan sources are available with Ohio Valley Bank, People’s Bank, US Bank, WesBanco, Farmers Bank and the U.S. Department of Agriculture Rural Development in Marietta.

Grants are also available to be combined with direct and deferred loans to be available for single-family residential dwellings. Those dwellings must be owner-occupied and have a total household income that will not exceed moderate-income maximum limits. Homes receiving assistance will be brought up to date with the Office of Community Development Residential Rehabilitation standards. Applicants will be rated and families rated in the most need will be served first.

Sprague recommended individuals applying for the programs to apply as soon as possible as those who apply first will be given higher consideration than others. Individuals wishing to apply can contact Gallia-Meigs Community Action Agency at (740) 367-7341.

Dean Wright can be reached at (740) 446-2342, Ext. 2103.

By Dean Wright

[email protected]