GALLIPOLIS — It’s hard to believe, but the 2016-17 school year is already in the books. As the academic year flew by, Ohio Valley Bank once again worked to promote financial literacy within our area high schools. This year’s OVB BANKit! program took place in six local schools.
The program, created in 2010, reached students at Gallia Academy High School, River Valley High School, and South Gallia High School in Ohio as well as Point Pleasant High School, Wahama High School, and the Mason County Career Center in West Virginia. Approximately 450 students completed the program this year.
In perhaps one of the most competitive years yet, a few students also stood out as the overall OVB BANKit! game winners. Each school winner received a $50 cash prize as a reward for having the highest portfolio total. Each participating class also competed against one another at the school level. The classroom at each school with the highest average total won a group prize.
The following students were this school year’s OVB BANKit! winners:
· River Valley High School (semester one): Emilee Neekamp
· River Valley High School (semester two): Cole Franklin
· Gallia Academy High School (semester one): Cole Davis
· Gallia Academy High School (semester two): Kaden Ehman
· South Gallia High School: Bailey Walter
· Mason County Career Center (semester one): Joseph Martin
· Mason County Career Center (semester two): Nicholas Wamsley
· Point Pleasant High School: Grant Safford
· Wahama High School: Travis Kearns
On the last day of OVB BANKit!, students at some schools were able to test their knowledge with the Final Review Game, which covered all of the banking topics discussed within the program. Final Review Game winners were each rewarded a $20 cash prize.
Winners of the Final Review Game were:
· River Valley High School (semester one): Britani Hash, Rachel Horner and JR Marcum
· River Valley High School (semester two): Jacob Campbell, Athena Hopking and Alyssa Thomas
· Gallia Academy High School (semester one): Sam Mannan, Ben Rutherford and Marissa Davis
· Gallia Academy High School (semester two): Danielle Wright, Julianna Yates and Clay Montgomery
· Point Pleasant High School: Seth Stewart, Morgan Camp, Robert Sutphin and Douglas Workman
· Wahama High School: Whitney Council and Kaleb Gibbs
OVB BANKit! brings real life banking lessons through a fun, interactive format. The educational program also works as a game, where students compete to win cash prizes. It spans the entirety of the academic year or semester. At the beginning of the school year, students are presented with $100 in “buzz bucks,” the OVB BANKit! currency.
Students have the option to keep their buzz bucks in cash or place it in different mock accounts, which include checking, savings, money market, and certificate of deposit. In addition, they can choose to purchase shares of Pseudosoft stock, a fictional company. The overall goal is to have the highest portfolio total at the end of the school year/semester.
With every OVB BANKit! monthly session, students have the opportunity to do their banking and deposit money into their accounts of choice. However, the importance of money management is stressed as students are also required to draw a Real Life Card during each session. The Real Life Card may provide unexpected cash or could be a bill, which requires immediate payment.
Along with the gaming aspect, OVB BANKit! also focuses on a variety of different banking topics. Examples of lessons covered this year include: bank account types, check writing as well as basic bank paperwork, financing basics, credit scores and credit reports, debit versus credit cards, budgeting, and safeguarding against identity theft.
The OVB BANKit! high school program is coordinated by OVB Financial Literacy Leader Hope Roush. Ohio Valley Bank also offers its popular OVB Classroom Adventures for elementary schools and the OVB MoneyIsland virtual world for middle school.
For more information on Ohio Valley Bank financial literacy program for youth, e-mail Roush at firstname.lastname@example.org. Financial literacy games and activities can also be found on the bank’s Website, www.ovbc.com, under the “Kids” menu.
Ohio Valley Bank, established in 1872 and based in Gallipolis, operates 19 offices throughout southern Ohio and western West Virginia in each of the counties in which 4-H scholars are named. The company is a subsidiary of Ohio Valley Banc Corp. whose stock is traded on The NASDAQ Global Market under the symbol OVBC.
This article submitted by OVB.